Serving all your home buying and selling needs in the Greater Charlotte Area in both North and South Carolina
My love for real estate began with my family, as we would always buy homes, renovate and sell them...and do it all over again. Because of this, we explored so many beautiful areas throughout the Carolinas, and it has led me to do the same as an adult with my own family.
Whether you are looking to list your home, searching for your starter home, your forever home—or if you want to build—my experience with finding ideal homes and properties will help you make the best decision for you and your loved ones.
I've been a church music director in the area for over 12 years. I have a personal love for all things guitar, woodworking, fitness, and home renovations. I have been married for five years with two beautiful children. So, if you’re ready, let's get started!
· Member of the National Association of Realtors®
· Member of the North Carolina Association of Realtors
· Member of the Charlotte Regional Realtors® Association
· Member of the Carolinas Multiple Listing Service
When I decided to begin real estate as a profession, I knew exactly what kind of realtor I wanted to be. No, I didn't want to be a social media realtor. To me, that was so informal and treated people as products. What I wanted, was to be an old-fashioned realtor. I wanted be part of the community; someone who isn't trying to sell you something every time you talk to them. The realtor that knows everyone in town and knows who to call when someone is in need.
When I met Bill Mathers, he embodied servant leadership, volunteering, & just being part of the greater community and a friend to all. The whole Mathers team is this way. Moving to California? "Great! Let me help you find an agent I trust before you go". Need help sponsoring an event? "You can count on us." Need to find a roofer because your roof is leaking? "I've got a guy."
This is the Mathers Advantage -- and this is why I chose Mathers.
There are numerous things that help make your home more valuable -- and everyone would like their house to "stand out" from the rest. But remember, the more your home appears similar to the homes around it, the easier it is to estimate its value because appraisers can compare it to the others around it more easily. So maybe don't get that green metal roof in a neighborhood with black architectural shingles...
The vast majority of lenders will sell your mortgage. They have a limit on how much they can loan borrowers at a given time based on Federal Reserve requirements. Therefore, using mortgage lenders over big banks can save you a lot of upfront costs since they tend to have lower closing costs.
The purpose of a VA loan is to help veterans who do not have the ability to put down 20% or lack qualified credit, to acquire terms similar to conventional loans without having to make a down payment. However, loan origination fees for VA loans are significantly higher than conventional loans, as much as 1.5%. So, if you have the ability to do a conventional loan, it will save you thousands in the long run to not use your VA entitlement.
But remember, you are able to use VA loans on non-primary resident homes, so save it for that investment property you have been thinking about!
If you have a home that you believe would be great for renting and you have a mortgage, make sure it's not an FHA. That home MUST be your primary residence under that loan type or you could be charged with felony loan fraud.
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